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Grow your SIP with your income

Step-Up SIP Calculator

See how much more you could build by raising your SIP a little every year, compared with keeping it the same.

Your details

₹
₹500₹10L
%
1%50%
%
1%30%
yrs
1 yr40 yrs
Show value in today's money

Prices rise over time, so a future amount buys less than the same amount today.

Your results

Estimated value with yearly increase after 10 years
₹33,74,326
₹33.74 Lakh
With yearly increase
₹33,74,326
Without increase
₹23,23,391
Extra from increasing
+ ₹10,50,936
You invest in total
₹19,12,491
Monthly SIP in the final year
₹23,579
Your money 57%Growth 43%

Starting at ₹10,000 a month and raising it by 10% every year, your SIP reaches ₹23,579 a month by year 10. At 12% a year it could grow to about ₹33.74 Lakh — ₹10.51 Lakh more than keeping it flat at ₹10,000.

With yearly increase, after 10 yrs
₹33,74,326

With vs without a yearly increase

Same ₹10,000 every monthIncrease 10% every year
Yr 0Yr 1Yr 2Yr 3Yr 4Yr 5Yr 6Yr 7Yr 8Yr 9Yr 10₹0₹8.5L₹17L₹25.5L₹34L

Turn these numbers into a plan

A GRM Wealth advisor can help you choose investments that fit this plan and your comfort with risk.

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